Butterfly Award

I'm flattered if you want to quote me, but please keep it to a relevant snippet. I ask that you provide attribution ("written by Ruby at Freehold2" or some such) and a link back to this site. Thank you!

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While I do the best to present current and accurate information here to help my readers, I am neither an expert nor am I infallible. Please feel free to report errors or needed corrections.

When considering the best options for your children and family, please do your own homework and weigh the specific needs of your loved ones. I recommend you seek the assistance of a professional any time you are unclear as to the best course of action.

Cheers!
Ruby

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